For more than 20 years, mortgage lenders have relied on the same traditional credit scoring system to help determine who qualifies for a home loan. Now, that system is beginning to evolve. Newer mortgage lending models are designed to give lenders a more complete picture of today’s borrowers—and over time, that could create new opportunities for buyers who may not fit neatly into the traditional credit mold. For real estate professionals, homeowners, and future buyers, this i
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